Compare Home Loan Interest Rate All Leading Banks In India

Home loan interest rates vary from one lender to another. Currently, the SBI offers the lowest home loan interest rate starting at 8.55%. After the recent RBI’s repo rate cut by 25 bps for the 3rd consecutive time has reduced home loan interest rates in India across all banks, NBFCs and HFCs significantly. The prevailing repo rate is 5.75%. Check and compare latest housing loan interest rate in India as updated on 21 June 2019.

Compare Home Loan Interest Rates of All Leading Banks in India

Provider/BankHome Loan Interest RateProcessing Fee
SBI8.55% onwards0.35% – 0.50% of the loan amount (Min. of Rs. 2,000 & Max. of Rs. 10,000)
HDFC Bank8.60% onwardsUpto 0.5% of loan amount
ICICI Bank8.80% onwards0.5% – 1.00% of loan amount subject to a min. of Rs. 1500
Axis Bank8.90% onwardsUp to 1% of loan amount (Min. Rs. 10,000)
LIC Housing Finance8.80% onwardsAs applicable
Indiabulls Housing Finance8.80% onwardsUpto 1% of loan amount
PNB Housing Finance9.05% onwardsUp to 1% of loan amount
DHFL9.75% onwardsMin. Rs.5,000
Bank of India8.70% onwardsMin. 1000 and Max. Rs. 20,000
Syndicate Bank9.40% onwardsMin. Rs. 500 to Max. Rs. 5,000
Canara Bank8.70% onwards0.50% of the loan amount (Min. Rs. 1500 and Max. Rs. 10,000)
Capital First9.60% onwardsUpto 3% of the loan amount
United Bank of India8.55% onwardsNil Upto 30.06.2019
Tata Capital9.25% onwards0.5% of loan amount
YES Bank9.85% onwards2% of loan amount (Min. Rs.15,000)
Standard Chartered Bank9.41% onwardsUpto 1% of the loan amount
Punjab National Bank8.65% onwards0.35% of the loan amount (Minimum- Rs. 2,500/ Maximum- Rs. 15,000/)
Bank of Baroda8.70% onwards0.25% – 0.50% of the loan amount (Min. Rs. 8,500 and Max. 15,000)
IIFL9.75% onwardsRs 3000 to 0.75% of the loan amount
DBS Bank9.50% onwardsUpto Rs. 10,000
Bajaj Finserv8.80% onwardsUpto 1.20% of the loan amount
Citibank8.75% onwardsUpto Rs. 5000
IDFC First9.60% onwardsUpto 3% of the loan amount
Federal Bank8.75% onwards0.50% of the loan amount (Min. Rs.3000 and Max. Rs. 7500)
Fullerton India8.75% onwardsUpto 3% of the loan amount
Karur Vysya Bank8.90% onwardsRs. 2,500 – Rs. 7,500
India Shelter Finance Corp. Ltd.13% onwards2% – 3% of the loan amount

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